Phoenix Chapter 7 Bankruptcy Attorney
Get the Debt Relief You Deserve with Laura Eckstein Law — Serving Scottsdale
The Chapter 7 bankruptcy process is a great option for those who have little to no disposable income and would like to discharge their unsecured debts. If you are interested in filing for Chapter 7, it is important to note that the process can be overwhelming. It is crucial to have a skilled attorney by your side who can guide you and ensure that your interests are protected.
Are you interested in learning more about filing for Chapter 7? Contact us online or call (480) 300-3026 to schedule a consultation with our Chapter 7 bankruptcy lawyer in Phoenix.
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What Is Chapter 7 Bankruptcy?
Chapter 7 bankruptcy is often referred to as liquidation bankruptcy. This type of bankruptcy is an excellent option for individuals who have little to no disposable income. When you file for Chapter 7, your assets will be sold, and the proceeds will go toward paying off your debts.
Chapter 7 Bankruptcy Eligibility Requirements
In order to qualify for Chapter 7, you must pass a means test. The means test takes into account your income and expenses and calculates whether you have enough disposable income to pay back your creditors. If not, you will likely qualify for Chapter 7.
The means test considers:
- Your current monthly income
- Your current monthly expenses
- Any secured debt
- Any prior bankruptcies
What Are the Benefits of Filing Chapter 7 Bankruptcy?
When you file for Chapter 7, you will be able to discharge most unsecured debts, such as credit cards, medical bills, personal loans, and unpaid utility bills. If you are interested in discharging these debts, Chapter 7 bankruptcy is the right choice for you.
At Laura Eckstein Law, your satisfaction is our priority! See for yourself what our clients have to say about working with us.
Laura was able to help us get the law to work in our favor to help protect my family. I cannot thank her enough. She is amazing.- Kashel C.
She is very on top of everything and has been available for questions and last minute issues. She is professional but is not condescending when her clients, or others, aren't legally trained.- Alexia W.
Laura and her team were devoted from the beginning of the case to the end. Laura Eckstein Law is exactly what you need to face whatever challenges you may need.- Hilary W.
I would 100% recommend Laura for any legal issue you may have. She is a fighter who does not give up and makes results happen.- Nathan B.
Not only is Laura one of the best attorneys I have personally dealt with, she also operates with a stringent moral compass and strives to serve her clients with an elevated approach.- Dan L.
They help you understand all the aspects of their work and make you feel like you’re important and your problem matters.- Tina B.
Laura went above and beyond for me, and I’m so grateful to her helping me through such an emotional and financial process.- Ishmar A.
I know that no matter what happens, I have someone on my side fighting for me. Thank you for representing me. I am forever grateful.- Lenny W.