Chapter 7

Phoenix Chapter 7 Bankruptcy Attorney

Get the Debt Relief You Deserve with Laura Eckstein Law — Serving Scottsdale

The Chapter 7 bankruptcy process is a great option for those who have little to no disposable income and would like to discharge their unsecured debts. If you are interested in filing for Chapter 7, it is important to note that the process can be overwhelming. It is crucial to have a skilled attorney by your side who can guide you and ensure that your interests are protected.

Are you interested in learning more about filing for Chapter 7? Contact us online or call (480) 300-3026 to schedule a consultation with our Chapter 7 bankruptcy lawyer in Phoenix.


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You can trust us to provide you with the high-quality representation you deserve.

What Is Chapter 7 Bankruptcy?

Chapter 7 bankruptcy is often referred to as liquidation bankruptcy. This type of bankruptcy is an excellent option for individuals who have little to no disposable income. When you file for Chapter 7, your assets will be sold, and the proceeds will go toward paying off your debts.

Chapter 7 Bankruptcy Eligibility Requirements

In order to qualify for Chapter 7, you must pass a means test. The means test takes into account your income and expenses and calculates whether you have enough disposable income to pay back your creditors. If not, you will likely qualify for Chapter 7.

The means test considers:

  • Your current monthly income
  • Your current monthly expenses
  • Any secured debt
  • Any prior bankruptcies

What Are the Benefits of Filing Chapter 7 Bankruptcy?

When you file for Chapter 7, you will be able to discharge most unsecured debts, such as credit cards, medical bills, personal loans, and unpaid utility bills. If you are interested in discharging these debts, Chapter 7 bankruptcy is the right choice for you.

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