Chapter 13

Phoenix Chapter 13 Bankruptcy Attorney

Get the Financial Fresh Start You Deserve with Our Bankruptcy Services in Scottsdale

When your income prevents you from qualifying for a Chapter 7 bankruptcy, you may be able to file for Chapter 13 bankruptcy instead. This type of bankruptcy is intended for individuals who have a regular income but are struggling with excessive debt.

At Laura Eckstein Law, we can help you determine if this option is right for you and guide you through the entire process.

If you have questions about filing for Chapter 13 bankruptcy, contact us online or call (480) 300-3026 today.

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You can trust us to provide you with the high-quality representation you deserve.

What Is Chapter 13 Bankruptcy?

Chapter 13 bankruptcy is also known as a wage earner's plan. This type of bankruptcy is designed to help individuals pay back some of their debts while still allowing them to retain their assets. It is also called a reorganization plan. Debtors work with a bankruptcy trustee to create a payment plan that lasts between three and five years.

How to File for Chapter 13 Bankruptcy

If you are considering filing for Chapter 13 bankruptcy, there are several important steps you will need to take. First, you will need to file for bankruptcy. This will officially initiate your case and allow you to take advantage of the automatic stay, which prevents creditors from contacting you or attempting to collect debts.

Next, you will need to complete credit counseling. This is required by the Bankruptcy Code and will help you determine if you qualify for Chapter 13 bankruptcy.

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