Phoenix Chapter 13 Bankruptcy Attorney
Get the Financial Fresh Start You Deserve with Our Bankruptcy Services in Scottsdale
When your income prevents you from qualifying for a Chapter 7 bankruptcy, you may be able to file for Chapter 13 bankruptcy instead. This type of bankruptcy is intended for individuals who have a regular income but are struggling with excessive debt.
At Laura Eckstein Law, we can help you determine if this option is right for you and guide you through the entire process.
If you have questions about filing for Chapter 13 bankruptcy, contact us online or call (480) 300-3026 today.
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You can trust us to provide you with the high-quality representation you deserve.
What Is Chapter 13 Bankruptcy?
Chapter 13 bankruptcy is also known as a wage earner's plan. This type of bankruptcy is designed to help individuals pay back some of their debts while still allowing them to retain their assets. It is also called a reorganization plan. Debtors work with a bankruptcy trustee to create a payment plan that lasts between three and five years.
How to File for Chapter 13 Bankruptcy
If you are considering filing for Chapter 13 bankruptcy, there are several important steps you will need to take. First, you will need to file for bankruptcy. This will officially initiate your case and allow you to take advantage of the automatic stay, which prevents creditors from contacting you or attempting to collect debts.
Next, you will need to complete credit counseling. This is required by the Bankruptcy Code and will help you determine if you qualify for Chapter 13 bankruptcy.
CLIENT TESTIMONIALS
At Laura Eckstein Law, your satisfaction is our priority! See for yourself what our clients have to say about working with us.
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"Laura is the best lawyer I could have asked for. She went beyond what anyone else would have."Laura was able to help us get the law to work in our favor to help protect my family. I cannot thank her enough. She is amazing.- Kashel C.
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"Laura is great and I would highly recommend her as an attorney!"She is very on top of everything and has been available for questions and last minute issues. She is professional but is not condescending when her clients, or others, aren't legally trained.- Alexia W.
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"If you need an attorney who is responsive, quick witted, and fierce contact Laura!"Laura and her team were devoted from the beginning of the case to the end. Laura Eckstein Law is exactly what you need to face whatever challenges you may need.- Hilary W.
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"Thank you Laura and Cory for your hard work and determination."I would 100% recommend Laura for any legal issue you may have. She is a fighter who does not give up and makes results happen.- Nathan B.
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"Laura Eckstein Law is by far the most professional and knowledgeable Law Firm I have ever worked with in my 25 year municipal career."Not only is Laura one of the best attorneys I have personally dealt with, she also operates with a stringent moral compass and strives to serve her clients with an elevated approach.- Dan L.
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"Laura and her team are efficient, kind and knowledgeable."They help you understand all the aspects of their work and make you feel like you’re important and your problem matters.- Tina B.
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"I would recommend her to anyone looking for an attorney that has their best interest, thanks Laura!"Laura went above and beyond for me, and I’m so grateful to her helping me through such an emotional and financial process.- Ishmar A.
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"Laura was always personable and very knowledgeable, I want to say thank you for helping to resolve my case quickly."I know that no matter what happens, I have someone on my side fighting for me. Thank you for representing me. I am forever grateful.- Lenny W.